I think that the options for cooperative (or uncooperative) members should be counter-balanced against the obligations imposed on MakeICT, as described in the existing Equipment Loan Agreement form:
So there is no sense in which only the member and the area lead are responsible for the loaned equipment.
If these obligations didn’t exist, then yes, it would seem reasonable to let people loan equipment to areas if the lead and two board members agree to it (that’s what the current policy requires).
But is that arrangement even possible?
And where would the penalties be placed on members under the existing policy, other than potentially losing the item if they miss the 30 day deadline to remove it after receiving the request?